We can help you buy your own home.
We can help you on your journey to home ownership, no matter what the starting point...
Do you ask yourself...
"I want to know more about finance but don’t know where to start ?"
"I know how much I earn but I don’t know where all the money goes ?"
"I know that budgeting is the answer and is what I should be doing, but it’s just too hard !"
"Can I afford to buy a home rather than rent ?"
If you would like to buy a home, we invite you to call George on 0411 216 849 for a yarn. Alternatively, please click here for more information. Together we can create a plan that works for you – your dreams can come true.
Over the years, we have helped many people buy a home, which has created strong platforms for their future financial security.
Read Kylie’s story…
My name is Kylie Captain, I am a proud Gamilaroi woman. My mob is from Walgett, a small town in North West NSW where my Mum was born and raised and grew up on the banks of the Namoi River. I was born and raised on Gadigal land and grew up in the Redfern/Waterloo community, where I lived for the first 20 years of my life. I am married and a mother of two children aged 19 and 15 and an Aunt to many deadly nieces and nephews.
Growing up in Waterloo, a low socio-economic suburb in the inner-city of Sydney, provided me with a deep understanding of life, and the struggles some of my people face. As a proud Aboriginal woman, having grown up with my Aboriginal family, my culture is something that runs deep within my soul. My connection to my ancestors and family members who have passed is strong and I often seek their spiritual guidance, love and support to help me navigate my way through life.
I have been a client of George and Robyn Nori for the past 10 years and during that time they have assisted me to work towards my financial dreams and goals. For the first 25 years of my life I lived in public housing and always struggled financially, living week to week and feeling like I was constantly in debt, and not really having anything to show for it. With the help of George and Robyn, I am now a property owner and investor and have a deep interest and passion in sharing my knowledge and all I’ve learnt, in the hope to see many more of my people chase their dreams of home ownership and financial freedom.
In 2016 I purchased my dream home in Sydney, and recently, George has assisted me in purchasing another investment property in Brisbane, which is very exciting. When I reflect on where I am in life, I often pinch myself as it really does feel like I have lived many lives. At 38, I feel that all of my experiences, good and bad have led me to this place in my life. I do ask myself, though, why was I able to unlock ‘the secret’ and apply the principals to achieve the life I desire and others have not?
For everything in my life, I show gratitude, and as I sit and give thanks for my life, I think of so many others who are struggling, which is one of my motivations for writing this for George's book. (I am also writing my Dream Big autobiography, hoping to publish in 2021.) If I can give hope to and inspire just one person, my heart will be full of gratitude. When my time is up, there is nothing that I want more, than for someone, or many people to reflect on the impact I have had on their life. I want people to find hope in my experiences and learn the practical strategies I have implemented from learning from George, to get to this stage in my life.
To help you on your journey to home ownership and to build your confidence around finance, we invite you to join our
Dream Big Program...
Through one to one yarns, group workshops and a great app on your phone, our program will help you to:
Learn finance & budgeting basics
And then when you're ready and you'd like to progress to the next step, we help you:
Get finance ready to buy your home.
WE BUILD MODULAR HOUSING SOLUTIONS FOR:
ALL URBAN, REGIONAL & REMOTE INDIGENOUS COMMUNITIES
- Affordable Apartments
- Medium Density Town Houses
- Homeless, Transitional and Emergency Housing
- Aged Care Living
- Specialist Disability Accommodation
- Extended Family Homes For The Mob
Acknowledging the past.
Excited about the future.
Historically, Indigenous Australians for many decades have endured significant socio-economic disadvantage and challenges, particularly in the areas of poor housing design, access, management and ownership.
In acknowledging the historic Indigenous socio-economic disadvantages and challenges, and together with a growing and diverse housing and accommodation needs for Indigenous people and families now emerging today in urban, regional and remote communities, HOW Indigenous Solutions will be playing a key role in spearheading necessary changes and solutions in this area.
How Indigenous Solutions is committed to culturally appropriate engagement with Indigenous people and communities in hearing their community housing and accommodations needs and aspirations, and in working closely with other relevant stakeholders, including relevant government, corporate, community housing providers and peak bodies in developing and delivering viable and sustainable Indigenous housing solutions into the future.
For more information on our innovative, affordable and sustainable housing solutions, please
The difficulties of the past
did not augur well for housing sustainability...
- Lack of culturally appropriate engagement
- Inadequate housing design to meet the diverse needs of the difference communities
- Slow and/or drawn-out supply chain, often resulting in overcrowding of existing housing
- High cost of construction and associated maintenance and repairs
Historically, due to various disproportionate levels of Indigenous socio-economic disadvantage factors, many generations of Indigenous Australians have not had the privilege of aspiring to achieve the “great Australian dream" of home ownership and/or offered affordable housing options.
HOW Indigenous Solutions will be actively spearheading change in this area by providing an holistic customer service approach, with culturally appropriate engagement and education for Indigenous customers on affordable housing and accommodation choices, and associated finance assistance solutions.
Australia has a proud history of providing housing to those in our communities who suffer from health or socio-economic disadvantage. Unfortunately demand for housing support in Australia far exceeds supply. In NSW alone there are 60,000 households on the waiting list with average wait time is between seven and tens years in metropolitan Sydney.
Overcrowding is also a major issue for many Indigenous families and communities across Australia, further exacerbating Indigenous socio-economic disadvantage.
For some time, Governments have been seeking to transform the social housing through various initiatives, such as the NSW Government's Future Directions for Social Housing Initiative which aims to address the challenges around supply.
Through citizen centric design and precision modular construction methods, HOW Indigenous Solutions is seeking to collaborate with federal and state government agencies, community housing providers (CHPs) and NGOs to design and build the next generation of social housing.
EVERY INDIGENOUS PERSON DESERVES A GOOD HOME
We aspire to empower Indigenous people to design and build efficient, high quality homes in environments which support the enhanced delivery of social services, promotes social connection and encourages strong community spirit.
Together we believe we can achieve meaningful and measurable impact and improve outcomes for Indigenous social housing tenants.
HOMELESS, TRANSITIONAL AND EMERGENCY HOUSING
Every night over 100,000 Australians suffer from some form of homelessness, however the faces of rough sleepers you imagine represent only 6% of the total number.
HOW Indigenous Solutions’ mission is to work in partnership with both metropolitan and regional charities, NGO’s, religious organisations and government agencies to assist with building safe and secure housing for those in vulnerable housing situations.
Through the use of precision modular construction, HOW Indigenous Solutions can design and construct cost effective, modern and secure accommodation solutions to meet the diverse range of social housing needs and challenges throughout Australia.
Introducing the How Nano Pod
The HOW NanoPod was designed to be a safe, warm and secure temporary housing solution which could be installed individually or in small community configurations.
Made from solid corten steel, the HOW NanoPod has a 25+ year life span and is intended to be stackable and relocatable
For more information, please Learn More
EXAMPLES OF MODULAR SOLUTIONS
Cost Benefits of Modular Construction
Precision Modular Construction introduces a range of benefits including the creation of significant cost economies across projects, in particular capital build and financing costs.
BUILD COST DRIVERS
These allow reductions in the overall capital costs by 10%-30%.
These drivers include…
- Economies of scale through bulk materials selection and procurement at source
- Reduced construction wastage
- Efficient, skilled and centralised workforce reduces overhead
- Modules are complete prior to shipping and install which reduces variations and overall development risk
Modular building is 30% – 50% faster than traditional building methods significantly improving project NPV by reducing time to market, financing and holding costs and developer’s overheads.
Quality Benefits of Modular Construction
- Rigorous quality assurance and testing during all stages of manufacture with modules complete at install means almost no defects or variations.
- Scaled manufacturing undertaken in safe, environment controlled facilities
- All products are built to surpass all current Australian Building Standards and are subjected to independent and rigorous structural, thermal, acoustic and chemical testing
- All products are built to meet or surpass current Environmentally Sustainable Development (ESD) requirements
- Manufactured to ISO 9001 and ISO 14001 compliance standards
STRONG AND DURABLE
Our modular products are designed, built and tested for durability and to withstand the toughest environments. All products carry a 25 year structural warranty.
EFFICIENT AND SUSTAINABLE
Energy efficiency (7 Star+) and acoustic insulation ratings exceed NCAA standards creating quieter, healthier more sustainable homes.
LET US SHOW YOU WE BUILD PARTNERSHIPS
Associate Director, Indigenous Solutions
A NSW Aboriginal person from the Wiradjuri and Gadigal nations, Paul has over thirty years practical community and industry work experience on a national level within the public, community and corporate sectors, particularly in the areas business, property and Indigenous economic development.
In bringing his extensive business and industry experience to HOW – Indigenous Solutions, Paul is committed to working with all relevant stakeholders, including Indigenous land owners, government, community housing providers and corporate investors in spearheading sustainable change for Indigenous people and families in provision of modular housing design, affordability, choice and quality. HOW Indigenous Solutions
Manager, Education and Engagement
Kylie Captain is a proud Gamilaroi woman, born and raised on Gadigal land in the inner city suburbs of Redfern and Waterloo.
Kylie has had an impressive career working in finance, welfare and education. She is a teacher and educational leader and through her work has improved the lives of many Aboriginal students and families.
Kylie has been a client of George and Robyn for the past 10 years. Her resilience and determination has inspired many. Kylie joins the team, bringing her passion and commitment to improving the lives of Aboriginal people by educating, inspiring and mentoring in hope to see others chase their dream of home ownership and a brighter future for their families.
George Nori, is the Managing Director of How Strategy Group of companies, including the purpose driven HOW – Indigenous Solutions.
George is excited to be working with Paul and expanding the HOW opportunity to provide genuine housing and finance solutions to Indigenous Communities.
His values are firmly based on the belief that modular and off-site construction, matched to the right finance solution, can benefit all stakeholders.
Robyn Nori has more than 20 years experience heading business operations and entrepreneurial ventures in property, finance, investments and education.
Working with her husband and business partner, George, since 2006, Robyn has a strong belief in change for the better. She utilises new technologies and ideas to serve business and community goals to bridge the gap between the haves and the have nots.
She has always been driven by her life purpose to make meaningful contributions to people's lives, and as such is excited about working with Paul and George to bring about some significant benefit to Aboriginal people and their communities.